Imperial PFS is the industry leader in commercial premium financing. We provide short-term loans for businesses and individuals to obtain property and casualty insurance coverage, thus freeing up capital and allowing them to obtain appropriate insurance coverage. IPFS works with our agency partners to ensure a seamless premium finance experience for all parties involved.
What began in 1977 with one branch in Kansas City, MO has grown to 28 branch locations and over 500 Associates nationwide. While much has changed in 40 years, our commitment to providing legendary Customer service has remained the same. We believe that legendary Customer service means serving as an indispensable partner to our valued Customers, rather than just a vendor. Read more about the members of our Leadership Team.
Imperial PFS was created by combining two of the strongest premium finance brands in the market: Premium Financing Specialists (PFS) and Imperial Credit Corporation (ICC). For more on the history of IPFS, please see below. If you would like to learn more about the founder of IPFS, you can read the bio of Tom Charbonneau.
Important Dates in Imperial PFS History
- Tom Charbonneau founded Premium Financing Specialists (PFS)
- ipfs.com is established
- Online Quoting is released
- eSignature available
- eForms option introduced
- Imperial PFS® launched as one brand
- Mobile-optimized website and app
- IPFS Credit Advantage® launched
- Agency Dashboard added to ipfs.com
- IPFS TotalPay™ launched
Learn the Benefits of Partnering With IPFS
Benefits for Insurance Agents
Premium financing with Imperial PFS offers benefits to agencies including: immediate commission collection, superior account receivable ratios, reduced billing expenses, enhanced service for your clients, increased annual income, and much more.
Benefits for Business Owners
Financing your insurance premiums gives you the flexibility to use your working capital more effectively. Freeing up capital can allow you to focus on product development, hiring new employees, marketing and other investments to grow your business.
Benefits for Insurance Companies
Imperial PFS provides a better customer experience for your policyholders, improves profitability and increases your competitive edge. Our industry leading technology, products and services meet the demands of today's insurance buyer and the online marketplace.